Clearwater Homes under $400,000

Clearwater Homes under $400,000

Welcome to Clearwater, Florida – a vibrant coastal city nestled in the heart of Pinellas County, known for its stunning beaches, delightful weather, and a welcoming community. Clearwater boasts an array of outdoor activities, from sun-soaked days on the famous Clearwater Beach to exploring the lush landscapes of the nearby parks. With a charming downtown area, residents enjoy a variety of shops, restaurants, and cultural attractions, making it a perfect blend of relaxation and recreation.

For those looking to call Clearwater home, you’ll be pleased to discover that the real estate market offers an impressive selection of homes under $400,000. Whether you're a first-time homebuyer, a family seeking more space, or an investor looking for a lucrative opportunity, Clearwater has something for everyone. From charming single-family homes with spacious yards to modern townhouses in vibrant neighborhoods, the options are diverse and appealing.

Living in Clearwater means embracing a lifestyle filled with sunshine, community events, and the beauty of the Gulf Coast. Imagine waking up to the sound of waves and enjoying your morning coffee with panoramic views of the water. With affordable housing options in this picturesque city, you can enjoy all that Clearwater has to offer without breaking the bank.

Don’t miss your chance to explore the homes available in Clearwater under $400,000. Your dream home awaits in this enchanting city, where every day feels like a vacation!

Newest Clearwater Homes under $400,000

2260 Costa Rican Drive Unit 50, Clearwater
$157,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to this meticulously updated 2 bed, 2 bath, top floor oasis, ideally located just across the street from the West side activity center, where you will have convenient access to one of two heated swimming pools, a jacuzzi, billiard room and more, all within walking distance. Park in your assigned parking spot and step inside, where you will be greeted by beautifully engineered hardwood flooring and a contemporary paint palette on the walls and trim. The remodeled kitchen features shaker cabinets, quartz countertops and chic ceramic tile backsplash, updated appliances, and ceramic tile flooring. This kitchen is a true delight for any home chef. The bathrooms have been tastefully updated, featuring new tilework, vanities, comfort-height commodes, and modern lighting and faucets, offering a blend of style and functionality. Enjoy the convenience of your own washer and ventless dryer. The water heater was replaced in 2023 and electrical circuit panel replaced in 2017. The AC heater coil and condenser motor were recently replaced as well. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses, two heated swimming pools, tennis and pickleball courts, and two activity centers. Stay fit with all remodeled fitness center, equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. This property is being transferred by a warranty leasehold estate deed, and association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association. Don't miss out on this fantastic opportunity to own a contemporary condo in a prime location. Schedule your showing today and envision yourself enjoying the best in comfortable and convenient living.

2260 Costa Rican Drive Unit 50, Clearwater
2076 Sunset Point Road Unit 142, Clearwater
$249,900
4 Beds ⋅ 2 Baths ⋅ Woodlake 1 Condo SubDv. ⋅ 33765 Zip Code
Virtually Staged. Meticulously maintained and incredibly priced, this 4 BEDROOM, 2 BATH split-floor-plan condominium townhouse is now available! With stylish touches and thoughtful upgrades throughout, this ideal floor plan features a FIRST FLOOR MASTER SUITE complete with an en-suite bathroom and dreamy WALK-IN CLOSET. Upstairs, you’ll find 3 ADDITIONAL BEDROOMS and a full bath! You’ll love the flow of the open floor plan, which still maintains the charm and functionality of separate living spaces, including a cute breakfast nook in the kitchen perfect for morning coffee, a bonus room in the back ideal for a home office or workout area, and TWO PATIOS! Upgraded light fixtures, a refreshed kitchen, brand-new interior paint in a timeless off-white, and a spacious, fully fenced private backyard perfect for cooler evenings are just a few of the highlights that make this condo stand out. As you drive through Woodlake, you’ll appreciate the mature trees and beautifully maintained landscaping, all cared for by the HOA, along with the community pool and tennis courts. It’s also a PET-FRIENDLY community, making it easy to enjoy this home with your four-legged companions. Your HOA dues also cover sewer, water, and trash! Situated in the heart of Clearwater, you’re perfectly positioned for nights out in Dunedin, visits to Honeymoon Island State Park, and days at Clearwater Beach, while still being only 30 minutes from downtown St. Pete, Tampa, and Tampa International Airport! Zoned for A-rated schools, including Safety Harbor Middle School and Dunedin High School, this location offers even more to appreciate. Publix is just half a mile down the street for everyday convenience, with an endless variety of restaurants and shopping options right along US 19. Don’t miss out on this unique condo at an unbeatable price!

2076 Sunset Point Road Unit 142, Clearwater
2617 Cove Cay Drive Unit 604, Clearwater
$225,000
2 Beds ⋅ 2 Baths ⋅ Cove Cay 26-17 Village I SubDv. ⋅ 33760 Zip Code
Discover the beauty of waterfront living in this stylishly updated 2-bedroom, 2-bath condo at sought-after Cove Cay Village 1 in Clearwater. Perched on the 6th floor, this 1,050 sq ft home offers sweeping views of Old Tampa Bay from the main living areas and enclosed porch, creating a peaceful, coastal backdrop to everyday life. Step inside to a light-filled, open layout accented with sleek tile flooring throughout. The kitchen stands out with granite countertops, crisp white cabinetry, matching appliances, and a tray ceiling with crown molding detail. Recent upgrades include a brand-new kitchen faucet and updated plumbing, adding both style and functionality. The adjoining dining area flows seamlessly into the oversized living room, where a wall of windows frames the sparkling bay. The primary suite features a generous walk-in closet and an ensuite bath with dual sinks and a walk-in shower. The second bedroom is well-sized and situated near the guest bath with a tub/shower combination. Your own private laundry and storage room—located just steps from the front door on the same floor—offers convenience and extra space. Cove Cay Village 1 delivers a resort-like lifestyle with a renovated clubhouse, card and social rooms, sauna, fitness center, heated pool and spa, and shuffleboard courts. Optional memberships are available for golf at the Cove Cay Golf Club or boating at the Cove Cay Marina. With its prime location, upgraded finishes, and unmatched water views, this home is move-in ready for your next chapter in Florida living. Schedule your private showing today. Kitchen appliances, countertop, cabinets done in 2017. Primary bath full upgrade 2017, tile floor throughout 2017, roof replaced 2020. Some electrical outlets updated 2025, interior paint 2023, kitchen faucet and plumbing 2025. New A/C 2022. Brand new sliding windows in living room 2026. Primary Bath painted 2026.

2617 Cove Cay Drive Unit 604, Clearwater
14756 Mockingbird Lane E, Clearwater
$359,900
3 Beds ⋅ 1 Baths ⋅ Twin Lakes Manor SubDv. ⋅ 33760 Zip Code
MOVE-IN READY CLEARWATER CUTIE! Looking for the perfect first home where everything has already been done for you? This beautifully renovated Clearwater gem is truly new from top to bottom and offers an amazing, functional layout that makes every square foot count! Enjoy peace of mind with a NEW 2026 ROOF, NEW 2026 A/C, and NEW 2026 WATER HEATER, plus gorgeous luxury vinyl plank flooring throughout. The fresh, bright kitchen features solid wood white cabinetry, quartz countertops, and stainless steel appliances—clean, timeless, and completely move-in ready. But wait until you see the backyard! Sitting on over a quarter acre, the oversized, almost fully fenced yard features a beautiful mature tree and tons of room to create your own outdoor oasis. Add a future pool, build an entertaining space, or take advantage of the extra room for your boat, RV, trucks, or trailers. Complete with a one-car garage, this immaculate home is an incredible opportunity for a first-time buyer, young family, or anyone looking for an easy, low-maintenance home without a long list of projects. And the location? You’re close to shopping, restaurants and major highways, with approximately 20 minutes to Tampa and 20 minutes to the beautiful Gulf beaches—giving you the best of both worlds! Cute. Completely renovated. Huge yard. Fantastic location. All that’s missing is you. This Clearwater cutie won’t last long!

14756 Mockingbird Lane E, Clearwater
1524 Lakeview Road Unit 304, Clearwater
$115,900
2 Beds ⋅ 2 Baths ⋅ Kalmia Condo SubDv. ⋅ 33756 Zip Code
Welcome to Kalmia Condos and easy Florida living in the heart of Clearwater! This spacious 2-bedroom, 2-bath condo offers an open and inviting floor plan with generous living spaces, plenty of natural light and excellent potential to make it your own. One of the biggest highlights is the BRAND-NEW HVAC SYSTEM installed September 2026, complete with a 10-year transferable warranty, a major upgrade offering comfort and peace of mind for years to come. The spacious kitchen provides plenty of room for cooking, storage and entertaining and flows easily into the large living and dining areas, creating a comfortable open-concept space for everyday living or hosting family and friends. The generously sized primary bedroom offers a walk-in closet and private en-suite bathroom, while the second bedroom and full guest bath provide flexibility for visitors, a home office or additional living space. HERE'S AN ADDED BONUS: The seller is offering a concession at closing toward updating the primary en-suite, giving the new owner an opportunity to personalize the space and select finishes that reflect their own style and taste! Located in the established 55+ Kalmia Condo community, residents enjoy beautifully maintained, park-like grounds and amenities that include a heated community pool, clubhouse, billiards/recreation areas and shuffleboard. It's an inviting setting for enjoying the Florida lifestyle without the maintenance of a single-family home. Centrally located in Clearwater with convenient access to shopping, restaurants, medical facilities, golf and some of the Gulf Coast's most beautiful beaches. Clearwater Beach, surrounding coastal communities and major roadways are all within easy reach. Whether you're looking for a full-time Florida residence or a seasonal retreat, this spacious condo offers a fantastic combination of location, community amenities, generous living space and a major NEW HVAC upgrade. Come see the possibilities and make 1524 Lakeview Rd #304 your own!

1524 Lakeview Road Unit 304, Clearwater
2580 Windwood Drive, Clearwater
$379,900
2 Beds ⋅ 2 Baths ⋅ Greenbriar SubDv. ⋅ 33763 Zip Code
Well cared for and full of possibilities, this Greenbriar home is ready for your personal touch. Set on a corner lot in Clearwater’s established Greenbriar community, this well-cared-for 2-bedroom, 2-bath home pairs original character with room to make it your own. Built in 1974 with solid block construction, it offers 1,535 heated square feet and 2,154 total square feet, including a two-car garage—a hard-to-find bonus in Greenbriar...The original kitchen and bathrooms offer an opportunity to update to your taste, while the care this home has received is evident throughout. Settle in and plan improvements at your own pace, without feeling compelled to tackle every project at once. Both bathrooms are inside the home, and the air-conditioned Florida room provides a comfortable spot for reading, relaxing, or gathering. The two-car garage adds practical space for parking, storage, and projects, while the corner lot gives the property a distinctive presence. Bring your ideas—the next chapter is yours to design...Greenbriar residents enjoy a heated community pool, fitness room, and clubhouse with regular activities and events—all with a low HOA fee. Located approximately 8 miles from Clearwater Beach, this home puts white-sand beaches and spectacular sunsets within easy reach. Enjoy nearby Honeymoon Island State Park and the Dunedin Causeway for kayaking, fishing, and coastal recreation, or explore charming downtown Dunedin’s restaurants, boutiques, breweries, and community events. The Pinellas Trail, Clearwater Marine Aquarium, golf courses, Countryside Mall, hospitals, and a wide variety of dining options are also nearby. Baseball fans will appreciate access to Philadelphia Phillies and Toronto Blue Jays spring training games. Convenient access to both Tampa International Airport and St. Pete–Clearwater International Airport makes travel easy. Located in Flood Zone X, this Greenbriar home offers an inviting setting for a full-time residence or seasonal retreat, with plenty of ways to enjoy the Florida lifestyle…

2580 Windwood Drive, Clearwater
2593 Countryside Boulevard Unit 7307, Clearwater
$175,000
2 Beds ⋅ 2 Baths ⋅ Inverness Condo SubDv. ⋅ 33761 Zip Code
Welcome to easy Florida living in the desirable Inverness 55+ community in Clearwater! Located on the 3rd floor of Building #7, this inviting 2-bedroom, 2-bath condo offers a sought-after split-bedroom floor plan, providing privacy and comfortable living for both owners and guests. Step outside to your screened balconies, the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, you'll appreciate the convenience of a washer and dryer right in the condo, along with plenty of functional living space. Covered assigned parking adds even more everyday convenience. Inverness offers an impressive array of amenities, including a beautiful community pool, tennis courts, and clubhouse, giving you plenty of ways to relax, stay active, and enjoy the Florida lifestyle. The condo fee includes cable TV, water, sewer, trash, common-area taxes and insurance, escrow reserves, exterior and grounds maintenance, maintenance repairs, pest control, and community amenities—making for truly convenient, low-maintenance living. Ideally located off Countryside Boulevard in Clearwater, this condo puts you close to shopping, dining, entertainment, and everyday conveniences. Whether you're looking for a full-time Florida residence or a comfortable place to enjoy your retirement years, this 2-bedroom, 2-bath condo in a well-established 55+ community is ready to welcome you home!

2593 Countryside Boulevard Unit 7307, Clearwater
2331 Belleair Road Unit 806, Clearwater
$84,900
2 Beds ⋅ 2 Baths ⋅ Country Park Co-Op M/H Unrec SubDv. ⋅ 33764 Zip Code
Welcome to Country Park, a well-established 55+ community designed for active adults seeking a relaxed and low-maintenance Florida lifestyle. Residents enjoy an inviting air-conditioned clubhouse with WiFi, a heated swimming pool, shuffleboard courts, and convenient on-site laundry facilities—creating opportunities for recreation and connection. The monthly maintenance fee of $285 includes lawn care, trash, water, and sewer, helping simplify everyday living. Ideally located in Pinellas County, Country Park offers convenient access to Gulf beaches, shopping, dining, healthcare facilities, and two international airports. Whether you’re looking for a seasonal retreat or full-time residence, this location places you close to everything that makes Florida living so desirable. Country Park is a resident-owned community where homeowners collectively own the land, and monthly fees are established by the cooperative. The asking price includes the land share. Prospective purchasers are encouraged to review all governing documents, fees, and approval requirements to determine whether this ownership structure aligns with their individual preferences. No pets allowed. Schedule your private showing today and take advantage of this attractively priced opportunity.

2331 Belleair Road Unit 806, Clearwater
18675 Us Highway 19 N Unit 328, Clearwater
$117,000
1 Beds ⋅ 1 Baths ⋅ Bay Aristocrat Village Mobile Home Park Unrec SubDv. ⋅ 33764 Zip Code
Located in Bay Aristocrat Village, a 55+ resident-owned waterfront co-op community in Clearwater, this charming 1 bedroom, 1 bath mobile home offers comfortable living with numerous recent updates. Recent improvements include energy-efficient vinyl Croft windows with tilt sash (2023), two mini-split heating and cooling units (2023), and a 10' x 10' raised composite front porch (2023) that was screened in during 2024. Additional upgrades include laminate flooring in the Florida Room (2023), vapor barrier replacement (2024), carport kick-outs added to the driveway (2025), and electrical outlet and lighting added to the shed (2026). Bay Aristocrat Village is a resident-owned 55+ waterfront co-op community offering an active Florida lifestyle with a full range of amenities. Residents enjoy a clubhouse with social events and activities, heated pool and spa, shuffleboard courts, game room, library, and creative spaces. Outdoor features include a private boat launch, kayak access, fishing piers, and a protected saltwater basin connected to Tampa Bay. The community also offers scenic outdoor gathering areas designed for both relaxation and engagement. Bay Aristocrat Village is a resident-owned cooperative community with monthly fees currently $360. Buyers should review all governing documents, fees, and approval requirements with the association. Corporate ownership, LLCs, and partnerships are prohibited. No seller financing available. ESA pet policies should be confirmed with the community office. Schedule your showing and experience the Bay Aristocrat Village lifestyle.

18675 Us Highway 19 N Unit 328, Clearwater
2821 Eagle Run Circle S, Clearwater
$265,000
3 Beds ⋅ 2 Baths ⋅ Eagle Run Sub SubDv. ⋅ 33760 Zip Code
Excellent Buying opportunity awaits with this three bedroom, two bath home featuring an attached two car garage and a desirable split-bedroom floor plan. The updated kitchen offers custom cabinetry, generous workspace and a functional layout for everyday living. The spacious primary bedroom includes its own private bath along with glass sliders providing direct access to the rear yard. Enjoy the large fenced in yard big enough for family BBQ's and the neighborhood is charming with tree lined streets. Conveniently located near shopping, restaurants and everyday amenities, this property offers plenty of potential for a buyer ready to make it their own. Home needs work and is being sold in "as-is" condition offering an opportunity for a Buyer to make improvements and add their own personal touches.

2821 Eagle Run Circle S, Clearwater
2699 Seville Boulevard Unit 105, Clearwater
$259,000
2 Beds ⋅ 2 Baths ⋅ Seville Condo 12 SubDv. ⋅ 33764 Zip Code
MOVE RIGHT IN to this spacious FIRST-FLOOR CORNER UNIT in desirable Seville Condos, offering an impressive 1,450 SQ. FT. OF INTERIOR LIVING SPACE, a SPLIT-BEDROOM FLOOR PLAN, abundant storage, and a private WRAP-AROUND PAVER PATIO surrounded by mature tropical landscaping. With 2 bedrooms, 2 bathrooms, generously sized rooms, and exceptional closet and storage space throughout, this condo offers the SPACE and functionality that can be difficult to find in condo living. The highly desirable BOTTOM-FLOOR, CORNER LOCATION provides added privacy, ABUNDANT NATURAL LIGHT, and convenient ground-level access with no stairs required. Step right outside your unit to the nearby DOG WALK AREA or your ASSIGNED COVERED PARKING SPACE. The expansive wrap-around paver patio creates additional outdoor living space and a peaceful setting surrounded by scenic mature trees.Inside, the SPLIT FLOOR PLAN provides privacy between the spacious bedrooms, while LUXURY VINYL PLANK FLOORING flows throughout the home. The UPDATED KITCHEN features QUARTZ COUNTERTOPS, a decorative tile backsplash, STAINLESS STEEL APPLIANCES, and generous cabinetry and storage. Both bathrooms have also been tastefully updated.One of the home's most UNIQUE AND HARD-TO-FIND FEATURES is the WASHER AND DRYER INSIDE THE UNIT. Per the seller, the in-unit washer and dryer has been GRANDFATHERED IN BY THE ASSOCIATION, providing a level of convenience not commonly available within the community.Additional improvements include a NEWER HVAC SYSTEM installed in November 2023 and a 2023 ROOF, with the related roof assessment paid. Per the seller, there are NO CURRENT PENDING ASSESSMENTS. The building has also completed its required structural integrity/milestone inspections, according to information provided by the seller/association.Enjoy MAINTENANCE-FREE FLORIDA LIVING with community amenities that include a SWIMMING POOL, FITNESS CENTER, CLUBHOUSE, and beautifully maintained RESORT-LIKE LANDSCAPING throughout the community. Another important advantage is the property's convenient location in FLOOD ZONE X. Seville's peaceful setting is surrounded by mature trees and lush landscaping, with scenic TAMPA BAY WATER VIEWS nearby. The community is ideally located in CLEARWATER, providing convenient access to shopping, dining, BayCare Ballpark, Ruth Eckerd Hall, major roadways, and everything the Tampa Bay area has to offer. CLEARWATER BEACH is approximately 15 minutes away, with convenient access to both Tampa International Airport and St. Pete-Clearwater International Airport. With 1,450 SQ. FT., a SPLIT FLOOR PLAN, exceptional storage, FIRST-FLOOR CORNER LOCATION, abundant natural light, WRAP-AROUND PAVER PATIO, IN-UNIT WASHER AND DRYER, covered parking, updated finishes, and a MOVE-IN-READY interior, this condo offers a combination of SIZE, LOCATION, STORAGE, and CONVENIENCE that is hard to find. Schedule your private showing today!

2699 Seville Boulevard Unit 105, Clearwater
1945 Souvenir Drive, Clearwater
$375,000
2 Beds ⋅ 2 Baths ⋅ Sunset Lake Estates Unit 2 SubDv. ⋅ 33755 Zip Code
CLEARWATER LOCATION • NEAR DOWNTOWN DUNEDIN • PINELLAS TRAIL • GULF BEACHES • HONEYMOON ISLAND LOCATION, LIFESTYLE & FLORIDA LIVING! Welcome to this beautifully maintained Clearwater home offering an inviting open floor plan, multiple living areas, and a fantastic location close to Downtown Dunedin, Gulf beaches, parks, trails, shopping, dining, and entertainment! Step inside to a bright and welcoming layout featuring comfortable living and dining areas plus a separate family room with direct access to the backyard—perfect for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, recessed lighting, and plenty of workspace. Additional highlights include a refreshed full bathroom, newer windows, hurricane shutters, electrical improvements, and attractive lighting throughout. LOVE THE FLORIDA LIFESTYLE? THIS LOCATION IS HARD TO BEAT! The Pinellas Trail is approximately 1 mile away, offering miles of biking and walking, while the scenic Edgewater Trail along the Intracoastal Waterway is approximately 1.5 miles away. Downtown Dunedin is about 2 miles from home, putting waterfront parks, restaurants, breweries, boutiques, festivals, and year-round events within easy reach. BEACHES, TRAILS & OUTDOOR FUN ARE ALL NEARBY! Spend the day at world-famous Clearwater Beach, explore beautiful Honeymoon Island State Park, bike the Pinellas Trail, enjoy the waterfront, or discover the many parks, restaurants, shops, and attractions that make the Clearwater-Dunedin area such a popular Florida destination. Whether you're looking for a primary residence, Florida getaway, or investment opportunity, this home offers a winning combination of CLEARWATER LOCATION, OPEN LAYOUT, OUTDOOR SPACE, BEACH ACCESS, DUNEDIN LIFESTYLE, AND YEAR-ROUND FLORIDA FUN! Schedule your private showing and come experience the Clearwater lifestyle!

1945 Souvenir Drive, Clearwater
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