Lutz Homes under $500,000

Lutz Homes under $500,000

Welcome to Lutz, Florida—a charming gem nestled just north of Tampa, where suburban tranquility meets vibrant community living. Known for its lush landscapes and friendly neighborhoods, Lutz offers a perfect blend of outdoor activities, family-friendly amenities, and a warm, welcoming atmosphere. With its picturesque parks, top-rated schools, and easy access to the bustling city of Tampa, Lutz is an ideal location for families, retirees, and young professionals alike.

For those seeking a home in this delightful area, you’ll be pleased to discover that Lutz boasts a selection of beautiful homes priced under $500,000. Whether you're looking for a cozy single-family residence, a spacious townhome, or a charming villa, Lutz has something to suit every taste and lifestyle. These homes often feature modern amenities, open floor plans, and lovely outdoor spaces perfect for enjoying the Florida sunshine.

In addition to affordable housing, Lutz offers a plethora of recreational opportunities. Spend your weekends exploring the scenic trails at the nearby Land O' Lakes Recreation Complex or enjoy a family picnic at the serene Lake Park. With numerous shopping and dining options nearby, you’ll never run out of places to explore and enjoy.

Lutz is not just a place to live; it’s a community where neighbors become friends and families create lasting memories. If you're searching for a home that combines affordability with quality living, Lutz, Florida, is the perfect destination for you. Come discover your dream home in this vibrant and welcoming city!

Newest Lutz Homes under $500,000

17852 Althea Blue Place, Lutz
$420,000
3 Beds ⋅ 3 Baths ⋅ Lakeshore Preserve SubDv. ⋅ 33558 Zip Code
Welcome to this beautiful townhome in a gated community of Lake Shore Preserve. Featuring 3 bedrooms, 2.5 bathrooms, 2 car garage, a spacious upstairs bonus room, and 2,307 square feet of thoughtfully designed living space, this townhome sits on a conservation lot. As you walk in you’ll immediately notice the upgrades from wood plank tile floors, high volume ceilings, 42” Cabinets, with Granite Countertops, subway tile back splash, extended kitchen island, newer good quality soft carpet (changed in 2020) and stainless steel appliances. The oversized living room and dining room with accent wall, follows seamlessly into the kitchen for entertaining and offers an abundance of natural light from the sliding doors that lead out to the private screen patio with custom shades, conservation lot and has no back yard neighbors. The second floor offers privacy and space for the entire family, with a split bedroom concept separated by a large loft and a oversized laundry room with a custom cabinets. The Master Bedroom and on suite offers a Frameless shower, double sink vanity and 2 Custom Designed Walk In Closets. The spare bedrooms are both oversized and can double as work from home offices, that share a beautiful bathroom with shower and tub. Lets not forget about the large 2 Car Garage with Custom Epoxy Floors, include Overhead Storage, and Custom Designed Wall Storage. The community includes a beautiful pool with outdoor grills, gated entry, and is centrally located close to the Tampa Airport, Hospitals, Shopping, Restaurants, Tampa, and Bay Area Beaches, and A rated schools from elementary to high school. Neighboring school of choice are Lutz Preparatory School, Sunlake Academy of Math and Science. You can also rent the property after two years of ownership. THIS PROPERTY WONT LAST, SCHEDULE YOUR PRIVATE SHOWING TODAY!

17852 Althea Blue Place, Lutz
24415 Rolling View Court, Lutz
$479,000
3 Beds ⋅ 2 Baths ⋅ Oak Grove Ph 02 SubDv. ⋅ 33559 Zip Code
Oak Grove....Welcome to this gorgeous 3 bedroom, 2 bath pool home in Rolling View! Soaring vaulted ceilings and an open, airy floor plan make this home feel bright and spacious. Step outside to your private pool and spa, set on a large totally fenced corner lot with room to park a trailer in the backyard. Three-car garage and move-in condition. Major updates for peace of mind: roof 2017, windows 2018, AC 2026, water heater 2026, pool pump 2026, electric panel/breakers/service disconnect 2020, appliances 2017, pool resurfaced 2017. Very low HOA and NO CDD! Schedule your private showing today.

24415 Rolling View Court, Lutz
18810 Geraci Road, Lutz
$415,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33548 Zip Code
Lakefront living in Lutz, with room to make it entirely yours! This 3 bedroom, 2 bathroom home at 18810 Geraci Rd sits right on the water, and part of the back porch actually extends out over the lake. Inside, the home is ready for a complete update, a true blank canvas for the buyer who wants to choose every finish, from the flooring to the kitchen to the bathrooms and bedrooms, and put their own touches on every room. Outside you find the real showstopper: morning coffee and quiet evenings on a porch that hangs over the water, with a lake view you simply cannot add to a home later. A brand new roof installed in August 2026 and a 2-car garage complete the package. Bring your vision and see it in person. Appraisal completed on AS IS condition of home prior to new roof being placed on home. Please review that prior to submitting offers.

18810 Geraci Road, Lutz
19401 Melody Fair Place, Lutz
$465,000
3 Beds ⋅ 2 Baths ⋅ Villarosa Ph F SubDv. ⋅ 33558 Zip Code
Welcome to Florida living in the highly desirable Villa Rosa community of Lutz! This inviting SINGLE-STORY, 3-bedroom, 2-bath POOL HOME offers 1,790 square feet of living space, a 2-car garage, thoughtful upgrades, and a low-maintenance lifestyle in one of the Tampa Bay area's most convenient locations. Step inside to an open-concept, split floor plan layout enhanced by soaring 10-foot ceilings that create a bright, spacious feel. Sliding glass doors provide seamless connection to the outdoor living space and overlook your own private Florida retreat featuring a solar-heated pool, perfect for morning coffee, weekend gatherings, or relaxing in the Florida sunshine. The pool was resurfaced in 2020 with PebbleTec, and the solar pool heating system was replaced in 2022. Thoughtful improvements add comfort, efficiency, and peace of mind, including a 2020 roof with 50-year shingles, 2019 air conditioning condenser, 2019 water heater, 2020 water softener, and whole-home hurricane impact windows installed in 2022. 3M UV film on the windows and doors provides additional energy efficiency and protection from the Florida sun. Plantation shutters on the front windows and 2" blinds throughout create a seamless style. The kitchen features reverse osmosis drinking water, while the primary suite includes an upgraded shower completed in 2022. GoVee smart, color-changing LED lighting on the exterior of the home provides beautiful decoration and architectural illumination. Even better, this home is located within a low-maintenance, gated area of Villa Rosa where the HOA takes care of lawn maintenance and exterior home painting, leaving you more time to enjoy the Florida lifestyle. Villa Rosa residents also enjoy a community pool, parks, playground, and tennis courts. Zoned for top-rated schools including McKitrick Elementary, Martinez Middle, and Steinbrenner High School. This sought-after Lutz location offers convenient access to beaches, shopping, dining, golf, recreation, and major roadways. The Veterans Expressway/Suncoast Parkway is approximately 5 minutes away, providing easy access to Downtown Tampa, St. Petersburg, Tampa International Airport, and destinations throughout Tampa Bay. World-class Gulf Coast beaches are also within easy reach for weekend adventures. Whether you're spending the afternoon poolside, heading downtown for dinner, catching a flight, or relaxing at the beach, this Villa Rosa home delivers the Florida lifestyle with less time spent on exterior maintenance, no CDD, and no Flood Insurance required. Schedule your private showing and discover why this Lutz pool home is one you'll want to call your own!

19401 Melody Fair Place, Lutz
1413 Windjammer Loop, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ Turtle Lakes SubDv. ⋅ 33559 Zip Code
Great pond home with a brand new roof sitting on a pond! Picture your mornings starting on the water. This Lutz home offers true pond frontage with a private composite-board dock just steps from your back door, and access to multiple ponds for paddleboarding, canoeing, or cruising in a john boat with a trolling motor. Add a brand-new roof overhead, and you get the peaceful waterfront lifestyle buyers want without the big-ticket worry that usually comes with an older home. The composite dock keeps maintenance low, with no rot or splinters to deal with, so more of your time goes to enjoying the water. The updates don't stop at the roof. A new A/C system, fresh paint throughout, and new flooring in select areas mean you can move in with confidence. Inside, more than 1,600 square feet flow through an open layout that connects the living, dining, and kitchen spaces. The kitchen features stainless steel appliances, and the two-car garage provides plenty of room for vehicles, storage, and your gear for the water. Out back, the covered, screened patio is an easy place to relax and take in the water views without the bugs. A tree house in the backyard adds charm and character you won't find in a typical listing. The location is just as convenient as the setting, with the outlet mall and a new grocery store close by for everyday errands and weekend shopping. With the major systems already replaced, direct water access out your back door, and shopping minutes away, this home offers a rare mix of peace of mind and lifestyle. Schedule your showing today.

1413 Windjammer Loop, Lutz
21004 Negril Court, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ Paradise Lakes Individual SubDv. ⋅ 33558 Zip Code
This one owner custom built home at the end of a cul-de-sac in an exclusive gated "individual site condominium" community is ready for you to call it home. This two story Home in Paradise Lakes a clothing optional community has an open floor plan on the first floor with high angled ceilings that goes into sun room with surrounding windows and a built "in sink". There is plenty of room for entertaining your guests.. The upstairs also has angled ceilings making this 3 bedrooms 2 bath home a very unique custom built home designed by the original owner. New AC with heat pump and gas hot water heater in 2025 which are hidden away behind a swinging bookcase in the center of the home. LG Washer & LG Dryer 2020 and Roof 2024. The large great room and kitchen combo have a view to the upstairs landing on the second floor. The second floor landing has a sliding glass door to enjoy the view nature. The bedroom on the primary floor has one large walk-in closet and another closet with storage that goes under the staircase and sliding glass doors. The front bedroom on the first floor also has hot and cold water and electric connections in the closet.. opening up the possibilities. The third bedroom upstairs has a extremely large naturally wood finished walk-in closet and also a small storage closet. The property has been landscaped with "zerxiscaping" with paths winding around the property with bamboo and other vegetation. It makes this property ideal for gardeners or nature lovers to enjoy the wonderful outdoor environment. This property also has a storage shed in the backyard and outside laundry room connected to the home. Let's not forget the 16‘ x 16‘ deck for entertaining or just relaxing. Paradise Lakes Resort is separate from this residential area. The Resort membership is not included and is optional.

21004 Negril Court, Lutz
902 Montana Avenue, Lutz
$179,900
2 Beds ⋅ 2 Baths ⋅ Lake Sapphire Village Unit 1 SubDv. ⋅ 33548 Zip Code
Own your own piece of land with this 2 bedroom / 1.5 bath mobile home conveniently located in a quiet neighborhood just 10 minutes from shopping, hospitals, restaurants, A-rated schools and more. Just 27 min from downtown Tampa and the airport and only 50 min to Honeymoon Island State Park and Florida's pristine sandy beaches. This corner lot abounds with mature trees and has NO HOA or CDD and comes with a NEW $15,000 well and Superior Water Filtration system complete with softener and chlorinator. The well production rate is phenomenal over 50 gallons /minute so never a water shortage. Best of all, NO water bills ever again. Upgrades include the replacement of old metal plumbing with new PEX pipes, fittings and hot water heater cylinder along with a new Bath/shower combo. The kitchen has been updated with new cabinetry, sink and stainless steel appliances as well as, 3 A/C wall units. Adjacent to the trailer is a new 120 square ft. building that houses a laundry area which could also be used as a seperate bedroom / office space. Additionally, there is a near new $5,300 Conex container for extra secure, weatherproof storage. Perimeter fencing for added security and privacy totaling $8,000 has also enhanced the property. Calling all cooks, there is also a gas grill under the porch awning perfect for grilling your next BBQ cook out. Bring your apron! If buyer is interested, owner will consider including the 2022 camper trailer on-site which is connected to and RV hook-up alllowing for extra living space and an additional bedroom/bathroom with a seperate shower. The camper is in excellent condition and can be towed with most midsize SUVS or Trucks for those fun get-aways on weekends or vacations. As one of the more affordable properties in the area, this is the total package for your next home , vacation stay or rental investment. Don't hesitate call today for your private showing.

902 Montana Avenue, Lutz
16606 Forest Park Drive, Lutz
$475,000
3 Beds ⋅ 2 Baths ⋅ Park Forest Sub SubDv. ⋅ 33549 Zip Code
Exceptional 3-bedroom, 2-bath home in the heart of one of Lutz's most desirable areas. Located in a quiet cul-de-sac with only 8 homes, this move-in-ready Florida home features a newer roof (2024), fresh interior and exterior paint (2025 and 2026), and new luxury vinyl tile throughout for an attractive look and easy maintenance. The gorgeous, functional updated kitchen includes two-tone soft-close cabinetry, quartz countertops, a new backsplash, stainless steel appliances, stylish hardware, and plenty of storage, including a spacious pantry. The expansive family room features a fully functional wood-burning fireplace with a striking granite hearth, along with a recently serviced chimney and spark arrestor. A separate living area offers flexible space for a second family room or gathering area. Upstairs, you'll find two generously sized bedrooms, including the primary suite with a dressing area and walk-in closet, plus a fully renovated bathroom with a walk-in shower. The third bedroom is tucked away downstairs for privacy and has access to a tastefully updated full bath with a shower/tub combination, making it ideal as a second primary suite, guest room, or home office. The interior also includes a dining area with bay windows and an indoor laundry room with plenty of storage space. Outside, the large, fully fenced backyard offers room for a future pool and plenty of safe space for family and pets to play while you relax or grill on the paved deck. One of Lutz's many clear creeks runs along the property line, adding unexpected charm. A large shed with electricity provides ample space for lawn equipment and power toys. With no HOA or CDD, there is also room to park a boat. The stamped-brick driveway and patio, made with bricks from Ybor City, add a unique touch of Tampa’s history. Enjoy worry-free living with a newer roof (2024), a 2-year-old tankless water heater, a regularly maintained 2018 AC with coils cleaned three months ago, a 2025 water softener, filter, and pressure tank, septic service completed in 2025 including a new gray-water/laundry septic tank, and regular pest control three times a year. If you want the feel of country living without leaving the city or adding miles to your drive, this home and location are it! Schedule your showing today!

16606 Forest Park Drive, Lutz
1509 Cassius Street, Lutz
$309,900
3 Beds ⋅ 3 Baths ⋅ Willow Square Twnhms SubDv. ⋅ 33549 Zip Code
Welcome to 1509 Cassius St, a modern townhome located in the gated Willow Square community of Lutz. Built in 2021, this beautifully maintained two-story home offers approximately 1,634 square feet of living space with 3 bedrooms, 2.5 bathrooms, and a bright, functional layout designed for comfortable everyday living. The main level features a spacious open-concept design seamlessly connecting the kitchen, dining area, and living room—ideal for both daily living and entertaining. The well-appointed kitchen features sleek cabinetry, granite countertops, stainless steel appliances, and ample workspace and storage. Upstairs, all three bedrooms provide added privacy from the main living areas. The primary suite offers a comfortable retreat, while the two additional bedrooms provide flexibility for family, guests, a nursery, or a home office. Enjoy the added privacy and peaceful preserve views that make this townhome especially appealing. Willow Square offers a gated setting with community amenities including a swimming pool and cabana, providing low-maintenance Florida living in a convenient location. The home is zoned for Lake Myrtle Elementary, Charles S. Rushe Middle, and Sunlake High School and is conveniently located near Tampa Premium Outlets, The Shops at Wiregrass, restaurants, shopping, and everyday conveniences. Easy access to I-75, I-275, and the Veterans Expressway (SR-589) provides convenient connections to Downtown Tampa, Wesley Chapel, Tampa International Airport, and surrounding areas. Don't miss this opportunity to own a newer end-unit townhome with preserve views in a desirable Lutz community. Schedule your private showing today!

1509 Cassius Street, Lutz
2007 E 148th Avenue, Lutz
$279,000
3 Beds ⋅ 2 Baths ⋅ Northside Mobile Villa Unit 1 SubDv. ⋅ 33549 Zip Code
1,731 SF Manufactured home for sale off of Bearss St. Subject makes for an Excellent location as a winter retreat or year round residence. Constructed in 1996, a 3 bedroom 2 bathroom, Double-wide MH and sits on 0.26 Acre lot. Yard is perfect to host family gatherings and bar b ques, easy ingress and egress for vehicles. Exterior large enough for garden & Agricultural uses. Home is equipped with a Great split floor plan, a cozy living room with fireplace (not connected) and Kitchen with plenty of Cabinet Space. Bedrooms are Spacious and with carpet throughout. Master Bath is equipped with a garden tub and separate shower with his and hers vanity sinks walk in shower. Call today for Additional details and make appointment to view.

2007 E 148th Avenue, Lutz
20182 Cot Road Unit 505, Lutz
$310,000
2 Beds ⋅ 2 Baths ⋅ Lake Como Club Residence Coop SubDv. ⋅ 33558 Zip Code
located in the family-friendly nudist club, Lake Como, this waterfront 2bedroom/2 full bath home is on a great lot. enjoy the water view from the expansive French doors across the rear of the house or outside on the rear porch patio. Owner prefers to convey the home mostly furnished, also the newer lawn equipment and 2022 Ezgo golf cart and kayak. This also includes a share in the Lake Como Co-op. gorgeous KitchenAid refrigerator, newer wall oven and large cooktop on island/breakfast bar. Living room faces the water, has dining room, family room. Ceiling fans, carpet in living areas and bedrooms, ceramic tile in kitchen & vinyl in baths. Master bedroom has nice white shutters and ceiling fan with light. Also, 2 exterior sheds; the larger one has electricity. All windows have been replaced and the sliding glass door entrance. Built by the reputable Homes of Merit. All the exterior wood siding has been updated with Hardie Board siding too. Rear deck was updated with Trex composite decking boards. Roof replaced by Solar Shield Roofing (metal). Waterfront homes here are hard to find.

20182 Cot Road Unit 505, Lutz
717 W Deer Lake Drive, Lutz
$392,500
3 Beds ⋅ 2 Baths ⋅ Frazier Sub SubDv. ⋅ 33548 Zip Code
Welcome to 717 Deer Lake Dr! This well-maintained 3-bedroom, 2-bath home offers 1,286 square feet of comfortable living space on a spacious lot over 1/4 acre with no rear neighbors and a peaceful lake setting behind the property. Built in 1964, this home has been thoughtfully updated with major improvements already completed, including a 2020 roof, 2023 windows, 2020 HVAC system, 2020 water heater, updated plumbing, and electrical panel. Enjoy the added benefits of a water softener and reverse osmosis system, providing convenience and peace of mind. The spacious lot and serene rear setting create a private atmosphere while still offering the convenience of NO HOA. Located in a quiet Lutz neighborhood with easy access to Tampa, shopping, dining, schools, and major roadways, this property offers a great combination of privacy, updates, and location. Move-in ready and ready for its next owner—come see all that 717 Deer Lake Dr has to offer!

717 W Deer Lake Drive, Lutz
Start Your Search